your financial wellbeing centre stage

My name is Katharine and I am a Certified Financial Coach from Scotland, UK.

I can work with you to transform your financial situation: in your personal finances, your small business, or both.

I deliver results, fast.

Making your money work for you:

I will coach you to be more intentional with money, so you can enjoy a life you truly love.

Getting confident about your future:

We will work on your financial and life goals.

UK and Worldwide service

via Zoom video conference

Taking the worry and stress out of your personal finance:

Simplify your money management and become more confident in your financial future.

Your investment in working with me will pay for itself again and again:

You will gain skills and knowledge to increase your financial stability and net worth.

But most importantly, you can use them to achieve your goals and fund your dreams.

Are you wondering:

How can I reach my goals? How can I save for…

My first home? A camper van? Our dream wedding? Travelling around the world? An Emergency Fund?

How can I make my money last until the end of the month?

Whether it is an income issue or a spending issue, I am here to support you in breaking the cycle.

I want to get out of debt but I don’t know where to start.

We’ll create a debt-free strategy. Your debt balances will decrease, along with money worries and stress.

I know I should be investing, but I’m not sure how?

We can create a plan for you to invest a suitable amount of your income each month.

I want to save for my children’s future. How do I go about this?

We can talk through options for this, and then make sure that you include them in your spending plan.

I want to retire early, so how can I make that happen?

We’ll dig into the amount of your income you are investing, to make that early retirement plan a reality!

Financial Coaching can help.

What is Personal Finance Coaching?

Who is a Financial Coach?

A financial coach is someone who will use their expertise to work with you on managing your money better, making good financial decisions, and improving your own knowledge about what your money can do for you.

For me, that is all about using your existing money and assets along with your income, to create a life that you truly love. You can think of me a bit like a Personal Trainer for fitness, but for you finances!

What will I get out of it?

Everything you do to gain education and skills to manage your finances will help you save money, and earn more in the future. The work that we can do together will set you up to live a ‘richer’ life, by focusing on what that means for you, and focussing your finances accordingly.

What you learn by working with me will set you up to be a better manager of your money, to improve your saving and credit score while reducing debt, and to feel more confident and with higher levels of wellbeing about money.

Is it the right thing for me?

If you want to speak more about your situation, and see what my approach to personal financial coaching can do for you, then you can book an Intro Call.  Working with a financial coach is an investment in yourself and in your future, and making sure that you’ve got the right person to work with is an important part of the decision to spend that money.

What approach do you use?

For personal finance I use proven methodologies including those you may have heard of, including: YNAB, the Ramsey method, zero-based budgeting'/the envelope system, and Ramit Sethi’s approaches including for a simplified approach to long-term investment. For small business owners, I am familiar with the Profit First method.

If you’ve never heard of any of these, don’t worry! There’s no need to know about ANY of it before we start, and I will tailor a programme so your personal situation. So we’ll use bespoke approach designed to work most powerfully for you.

This sounds great, how do I start?

You can book an Intro Call and we’ll talk through your situation to see what I can do to support you.

Let’s talk through your situation, and how I can support your journey.